Can You Spot the Hidden Fees? Take Our 2-Minute Test (Most Merchants Miss These!)

Georgina Santos
Communications Associate

Posted on 05/23/2025, Last edited on 06/04/2025

Can You Spot the Hidden Fees?

Hidden fees in payment processing are more common than you think—some sound official, others are buried in jargon. But they all chip away at your bottom line. This interactive quiz will help you recognize which charges are legitimate and which are just smoke and mirrors. Test your knowledge below and see how well you can separate fact from fiction.

Question 1

Which of the following fees is most likely to be misleading or unnecessary?

A) Batch Fee – $0.25 per batch B) Discount Rate – 1.69% C) PCI Non-Compliance Fee – $29.99 D) Regulatory Recovery Fee – $8.75

Question 2

Which fee in this list often hides extra costs under unclear terms?

A) Interchange – 2.00% B) Statement Fee – $10.00 C) Non-Qualified Surcharge – 1.50% D) Settlement Fee – $0.35 per transaction

Question 3

Which of these fees might sound official but often adds no real value?

A) Authorization Fee – $0.12 B) Monthly Gateway Access – $15.00 C) Encryption Upgrade Fee – $9.99 D) Compliance Admin Fee – $12.95

Question 4

Which charge is commonly seen but should be included at no extra cost?

A) Annual Renewal Fee – $99.00 B) Monthly PCI Program – $10.00 C) Gateway Tokenization Fee – $0.05 per transaction D) Customer Support Add-on – $15.00/month

Question 5

Which fee is particularly burdensome for small or seasonal businesses?

A) AVS Fee – $0.10 per lookup B) Minimum Monthly Fee – $25.00 C) Cross-Border Fee – 1.00% D) Monthly Reporting Access – $5.00

Can You Spot the Hidden Fees? Take Our 2-Minute Test (Most Merchants Miss These!)

Posted on 05/23/2025, Last edited on 06/04/2025

Can You Spot the Hidden Fees? Take Our 2-Minute Test (Most Merchants Miss These!)

Posted on 05/23/2025, Last edited on 06/04/2025

Can You Spot the Hidden Fees?

Which of the following fees is most likely to be misleading or unnecessary?

Which fee in this list often hides extra costs under unclear terms?

Which of these fees might sound official but often adds no real value?

Which charge is commonly seen but should be included at no extra cost?

Which fee is particularly burdensome for small or seasonal businesses?

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