Personal Guarantee

As a primary inducement to Bank to enter into this Merchant Processing Agreement, the undersigned Guarantor(s), by signing this Agreement, jointly and severally, unconditionally and irrevocably, personally guarantee the continuing full and faithful performance and payment by Merchant of each of its duties and obligations to Bank under this Agreement or any other agreement currently in effect or in the future entered into between Merchant, its principals and Bank, as such agreements now exist or are amended from time to time, with or without notice. Guarantor(s) understands further that Bank may proceed directly against Guarantor(s) without first exhausting their remedies against any other person or entity responsible to it or any security held by Bank or Merchant. This guarantee will not be discharged or affected by the death of the undersigned, will bind all heirs, administrators, representatives and assigns and may be enforced by or for the benefit of any successor of Bank. Guarantor(s) understand that the inducement to Bank to enter into this Agreement is consideration for the guaranty, and that this guaranty remains in full force and effect even if the Guarantor(s) receive no additional benefit from the guaranty. If merchant is a corporation, then a principal or associate of said corporation must sign as a personal guarantor.

By agreeing below, each individual or entity ("Guarantor") jointly and severally (if there is more than one Guarantor) and unconditionally guarantees to TCB the prompt payment and full and complete performance of all obligations of the Merchant identified above under the Merchant Agreement, as amended from time to time, including, without limitation, all promises and covenants of the Merchant, and all amounts payable by the Merchant under the Merchant Agreement, including, without limitation, charges, interest, costs and other expenses, such as attorney's fees and court costs. This means, among other things, that TCB PAY LTD can demand performance or payment from any Guarantor if the Merchant fails to perform any obligation or pay what the Merchant owes under the Merchant Agreement. Each Guarantor agrees that his or her liability under this guaranty will not be limited or canceled because: (1) the Merchant Agreement cannot be enforced against the Merchant for any reason, including, without limitation, bankruptcy proceedings; (2) TCB PAY LTD agrees to changes or modifications to the Merchant Agreement, with or without notice to Guarantor; (3) TCB PAY LTD releases any other Guarantor or the Merchant from any obligation under the Merchant Agreement; (4) any law, regulation, or order of any public authority affects the rights of either TCB PAY LTD, Merchant under the Merchant Agreement; and/or (5) anything else happens that may affect the rights of either TCB PAY LTD against the Merchant or any other Guarantor. Each Guarantor further agrees that: (a) TCB PAY LTD may delay enforcing any of its rights under this guaranty without losing such rights and hereby waives any applicable Statute of Limitations; (b) TCB PAY LTD can demand payment from such Guarantor without first seeking payment from the Merchant or any other Guarantor or from any security held by TCB PAY LTD; and (c) such Guarantor will pay all court costs, attorney's fees, and collection costs incurred by TCB PAY LTD in connection with the enforcement of the Merchant Agreement or this Guaranty, whether or not there is a lawsuit, and such additional fees and costs as may be directed by a court. If the Merchant is a corporation or limited liability company, this Guaranty must be executed by a principal or affiliate of Merchant. Guarantor agrees and acknowledges having read the Merchant Agreement found at https://www.tcbpay.com/TCB-0319.pdf.

By agreeing below, each individual or entity ("Guarantor") jointly and severally (if there is more than one Guarantor) and unconditionally guarantees to NTI and the Bank that approves this Merchant Application the prompt payment and full and complete performance by Merchant of all Merchant's obligations as set forth in this Merchant Application or in the Terms and Conditions applicable in respect of the Bank, as amended from time to time, including, without limitation, all promises and covenants of Merchant, and all amounts payable by Merchant under such Merchant Agreement, including, without limitation, charges, interest, costs and other expenses, such as attorney's fees and court costs. This means, among other things, that NTI or Bank can demand performance or payment from any Guarantor if Merchant fails to perform any obligation or pay what Merchant owes under the Merchant Agreement. Each Guarantor agrees that his or her liability under this guaranty will not be limited or canceled because: (1) the Merchant Agreement cannot be enforced against Merchant for any reason, including, without limitation, bankruptcy proceedings; (2) either NTI or Bank agrees to changes or modifications to the Merchant Agreement, with or without notice to Guarantor; (3) NTI or Bank releases any other Guarantor or Merchant from any obligation under the Merchant Agreement; (4) any law, regulation, or order of any public authority affects the rights of either NTI, Merchant, or Bank under the Merchant Agreement; and/or (5) anything else happens that may affect the rights of either NTI or Bank against Merchant or any other Guarantor. Each Guarantor further agrees that: (a) NTI and Bank each may delay enforcing any of its rights under this guaranty without losing such rights and hereby waives any applicable Statute of Limitations; (b) NTI and Bank each can demand payment from such Guarantor without first seeking payment from Merchant or any other Guarantor or from any security held by NTI or Bank; and (c) such Guarantor will pay all court costs, attorney's fees, and collection costs incurred by either NTI or Bank in connection with the enforcement of the Merchant Agreement or this Guaranty, whether or not there is a lawsuit, and such additional fees and costs as may be directed by a court. If Merchant is a corporation or limited liability company, this Guaranty must be executed by a principal or affiliate of Merchant. Guarantor agrees and acknowledges having read the Terms and Conditions accessible via the links provided below. If Guarantor was unable to access such Terms and Conditions, Guarantor acknowledges having been provided a copy by NTI, and having read and agreed to same. For further certainty, Guarantor agrees that this Merchant Application may be approved by any of the banks listed below, and that, if approved, this Merchant Application, together with the Terms and Conditions applicable to such Bank, will form the Merchant Agreement by which the parties are bound.